Welcome to the first post of my blog! Thanks for making it this far, and I hope I’ll still have your attention by the end of this inaugural first post. I’ve dabbled in blogging before. I have a number of side hustles that I’m confident I’ve shamelessly asked you to support (thank you!) I’m lucky to have a fantastic job that I love and pays the bills. So why am I starting a blog, you ask? I’ve been asking myself that same question ever since I got the itch to start this. I’ve wrestled with it quite a bit because I truly believe that for this blog to be successful, it needs to be somewhat focused. I need to have a “why” (btw, if you haven’t watched Simon Sinek’s TED talk on ‘It Starts With Why’, here it is. Watch and come back.) Anyway, after a lot of thought, this is what I’ve come up with:

  1. I love to write. I’ve loved writing ever since I was a little kid (my mom still has the stories to prove it. I keep telling her to throw that stuff away, but she swears I’ll want to read all of my musings some day). I write a lot in my job, but it’s code. I miss writing publicly so I hope that this is an outlet for that. Even if no one reads it, I’ll still enjoy the writing.
  2. I’m passionate about helping others. I first wrote this as “I’m passionate about personal finance” but I don’t think that’s it. YES, much of this blog is going to be about saving and how to reach financial freedom, BUT the reason is truly because I want to help others spend time doing what they love. Maybe that’s traveling but maybe it’s not. Maybe it’s being able to stay at home with your five kids, or maybe it’s starting a nonprofit. Whatever it is, I want to help people reach financial freedom so that they can live the life they’ve always imagined but not thought possible. Real sappy, I know. I’m sorry.
  3. I could use some accountability myself. I have a goal. I want to have the ability to retire by the year 2023. That’s five years from now. It feels like a long time, but I think that’s one of the biggest character flaws of being human — we have the tendency to suck at thinking or planning for the long-term. Five years feels like forever from now. It’s hard to even imagine it. So it’s easy to say screw it… go out to dinner and drink a nice bottle of wine. Which is totally fine every now and again, but make it a habit and you’ll end up with an empty wallet and a bigger waistline. 🙂 So anyway, I plan to share what some would consider pretty personal information but I believe that the transparency will help keep me motivated towards my goal.
  4. I hope it to be a positive memory book that I can look back on later in life. I write in a private journal every couple of weeks. For whatever reason, I tend to write in that thing when I’m angry, depressed or anxious. I went back and re-read a lot of my entries a couple of weeks ago and it was pretty darn depressing. I think I turn to journaling when I have negativity that needs to exit my system. It’s great for self reflection, but it’s not really how I want to remember my life. I hope that this blog will be a place to share joy and success.

Now, there are a lot of blogs out there. A lot. And it seems like everyone and their cat is starting a blog. So why should you choose to read and support mine? Honestly, I don’t really know, but here’s the best I have:

  1. I promise to keep the affiliate links, paid product reviews, and other content that’s really just trying to put money in my bank account to a minimum. It’s not going to be zero, but I pledge to only write or link things that I’m truly passionate about and of course, will disclose all compensation that I may receive. (I’m probably putting the cart ahead of the horse here because no one’s going to pay me a cent to review something if my blog has 0 readers, but personally I hate blogs that are just full of what I consider spammy content so I just had to say it.)
  2. I am going to try and keep my opinions as opinions, not facts. I love Tim Ferriss as much as the next guy or gal, but one thing that’s always rubbed me the wrong way is that (at least I get the sense) he presumes that his perfect life is what everyone else’s perfect life is. I remember reading “4 Hour Workweek” and learning a lot, but also thinking that it wasn’t relevant to me because I didn’t at the time have a desire to travel and couldn’t imagine not working — I LOVED (and still love, but with not all caps) working at the time. So listen, I’m going to talk about my experiences, what I’ve done up to this point in my life and hopefully inspire you to figure out what’s best for you. I’m a human being so I’m a little biased in thinking that my way of doing things is the right/best way, but I’m going to do my very, very best to not come off like a preacher, a know it all, or a bitch. What’s right for me may not be right for you, and that’s totally cool. I welcome feedback and conflicting opinions. Part of the coolness of blogging is the community that grows around it.
  3. I do have a bit of track record, or proof, that I am somewhat knowledgeable in the space of personal finance. I’ve amassed a net worth of over $550K and have three rental properties in my name. I passed all three levels of the CFA exam, albeit I haven’t used much of the knowledge since. Honestly, it’s been a bit of luck (both good and bad), a lot of perseverance, and some good upbringing. The good news is that it’s also pretty simple and I’m confident anyone, regardless of their current financial situation, can turn it around if they’re willing to sacrifice a bit now for future returns.  

If you’re still with me, holy shit – that’s awesome! Thank you so much. Please let me know in the comments what questions you have about personal finance that I can answer. I’m also going to be blogging sporadically about general health/mental health (cause God knows I have a lot of experience with that), and food/diet (I’m currently doing what I like to call a 75% Whole30 and love it!)

Hope to connect soon!

Julie

Categories: General